THD NewsDesk, New Delhi: Aditya Birla Health Insurance has offered the newer version of its “Activ Health Policy” which covers up to 100 percent health insurance premium returns and allied product offering upgrades. It also includes the Mental Health Counseling for mental health illness which is traditionally excluded in medical policies.
This Activ Health Policy offers up to 100 percent premium returns and up to 100 percent reload of sum insured. However, to avail all these, customers need to have an active day, either, they have to burn 300 calories in one session, walk 10,000 steps or visit a network gym for exercising. The option to undergo fitness tests every six months can also be selected, if customers are not able to complete these daily activities.
“It provides access to sustainable wellness practices while serving the ‘health anxious’ and the ‘health-conscious’ who want to venture beyond ‘reactive care,” said Mayank Bathwal, CEO at Aditya Birla Health Insurance, said this offfering was more than just a health insurance.
Upon fulfilling the goals of the Activ Health Policy, the consumer is offered a cash-equivalent which can be used for health-related expenses like buying medicines, paying for diagnostic tests, day-care treatment, out-patient expenses (OPD), and alternative treatments (which are traditionally excluded). This can also be used towards the payment of future premium.
Apart from these, the Health plan offers coverage for unlimited mental illness counseling with different homeopathy telemedicine, day-care treatments, modern and advance treatment methods.
Through the Activ Health application, the customers can also earn their ‘Health Returns’ by working out with the workout videos available. Here, those engaging in fitness activities get these returns which can be redeemed for health expenses and payment of future premiums.
With those having a claim free year will be facilitated 50 percent no claim bonus. This is up to 100 percent of sum insured meaning that the sum can be doubled in case of two claim-free years .